Long viewed as a retirement savings vehicle, Target Date Funds (TDFs) are experiencing something of an identity crisis. For plan sponsors and participants alike, account balances are being eclipsed by income projections as a TDF’s key indicator of financial wellness in retirement says Glenn Dial, Head of Retirement Strategy in the US with Allianz Global Investors.
Fortunate is the financial advisor bullish on US stocks in recent years. But more fortunate will be those who prepare clients for the inevitable market downturn. This is one of most important things an advisor can do says Glenn Dial, Head of Retirement Strategy in the US with Allianz Global Investors.
Target Date Funds (TDFs) have transformed retirement investing, but the static approach to the glidepath leaves many investors at risk. A more dynamic strategy is needed, and Glenn Dial, Head of Retirement Strategy in the US with Allianz Global Investors, says it all begins with defining what dynamic investing actually is.
For Target Date Funds (TDFs), the focus has always been on reaching retirement day with little consideration as to what comes next. Now, on the brink of a baby boomer exodus from the workforce, Glenn Dial, Head of Retirement Strategy in the US with Allianz Global Investors, says TDFs should aim way past the target date to focus on retirement income, and lots of it.
The DOL fiduciary rule's far-sweeping changes have placed risk management front and center for financial advisors. From practice management to portfolio risk, Glenn Dial, Head of Retirement Strategy in the US with Allianz Global Investors, says the stakes are elevated, even after the election.