A practice built on a stool of products, pricing and performance is doomed to collapse. Competent planning requires a focus on the deeper issues your clients face.

Regardless of which side of the aisle you are on, the Infrastructure Investment and Jobs Act affects everyone financially and mentally, and advisors should prepare client money and minds for this historic (albeit non-transformational) event.

The reason so many folks think they don’t need an advisor is because they had a bad experience with someone they thought was a financial planner who turned out to be nothing more than a salesperson.

All the online calculators and software programs combined cannot replace a human in the financial planning world.