Great articles don’t always get the readership they deserve. We’ve posted the 10 most-widely read articles for the past year here. Below are another 10 that you might have missed, but I believe merit reading:
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Did Congress Cash In on Insider Stock Trading?
By Michael Edesess
December 13, 2011Are members of Congress profiting from insider information on companies their legislation affects, or is something more complicated – and less nefarious – going on? Those who watched the November 13 segment on 60 Minutes that accused members of Congress of insider trading are outraged at these public servants’ behavior. But that outrage should be aimed at 60 Minutes itself, along with Peter Schweizer, whose new book, Throw Them All Out, provided the misleading data that was the basis for the broadcast.
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Understanding Variable Annuities with GMWBs (and the flaws in Ibbotson's analysis)
By Robert Huebscher
March 1, 2011It's very tempting: a variable annuity with minimum lifetime payout that can increase - but never decrease - based on market performance. That temptation comes in the form of an increasingly popular variable annuity rider known as a guaranteed minimum wealth benefit. We explain the flaws in a widely publicized study by Morningstar/Ibbotson, and provide our own analysis of the product.
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Are TIPS Really Safe and Worry-Free?
By Wade Pfau
November 15, 2011The Fed's aggressive monetary easing has many investors considering TIPS as a cornerstone of their retirement strategy. While TIPS' unique ability to protect against CPI-based inflation is undeniable, many investors neglect to consider the risks they pose, particularly for those who have not yet reached retirement.
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The Simplest, Safest Withdrawal Strategy
By Robert Huebscher
August 23, 2011Few financial planning topics have garnered as much attention as safe withdrawal rates, but a key question remains unanswered: Can retirees sustain a 4% withdrawal rate with minimal risk? With the recent introduction of 30-year TIPS, the answer is now yes.
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Warren Buffett's Advice on Effective Client Meetings
By Dan Richards
For many clients, the regrettable reality is that meeting with their advisor is no longer an uplifting experience. Here are three steps to make meetings with clients a more positive experience, so that they're not seen as akin to a visit to the dentist.
September 13, 2011