How To Find a Qualified Financial Therapist

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Last week’s article helped you determine if your clients would benefit from consulting a financial therapist. But how do you find one?

Rule number one: Don’t automatically assume that someone who advertises they are a financial therapist is qualified. Anyone can call themselves a “financial therapist,” because the term is not regulated. The Financial Therapy Association (FTA) is a good place to begin your search for qualified professionals.

Here is what you want to look for:


The gold standard for a financial therapist is one who holds a license in mental health counseling and also has formal training in financial planning, preferably holding the Certified Financial Planner (CFP) designation. Because the field of financial therapy is new, there are still only a few practitioners with that double certification. Alternatively, look for a financial therapist holding a certification from a reputable organization, such as the Certified Financial Therapist-I (CFT-I) designation issued by the FTA. This shows that they have met certain education and training requirements.