Are You Falling Victim to This Simple Investing "Rule"?

Investors love easy-to-follow “rules.” The simpler, the better.

In the ’70s, they latched onto the Nifty Fifty. These were 50 stocks you could seemingly buy at any price and be guaranteed a solid return. They were described as “one-decision”—buy them and watch them climb. Of course, it didn’t work out that way.

In the late ’90s, anything with “dot-com” was all the rage, price and valuation be damned. Just buy the story and it’ll work out… or so the rule went.

Over the last 100 years, however, one rule has reigned supreme: the 60/40 portfolio.

As you probably know, the 60/40 portfolio is comprised of 60% stocks and 40% bonds.

It’s the most common, simplest investing rule on the planet. And for most of the past century, it’s been a smart and safe “hedge.”

But in 2022?

The 60/40 stock and bond portfolio is having its worst year in a century...

Down 21.5%+ year to date.

Today, I’ll explain why I don’t personally use the 60/40 approach. Plus, a much better option for those looking for a fixed income alternative.