Potomac

For decades, financial advisors have built strong relationships by helping clients manage IRAs, taxable accounts, and rollover assets after they leave an employer. Meanwhile, a significant, often the largest pool, of client wealth has quietly remained out of reach: assets inside workplace retirement plans.

The U.S. stock market hit a record high on January 27, 2026, as investors prepared for additional Fed rate cuts, fiscal stimulus, and fading inflation.

Most of us have been taught that diversification provides benefits. We’re told there are assets that can be held alongside equities to smooth out the twists and turns of the market.

The Institute for Supply Management (ISM) conducts a massive monthly survey of hundreds of Purchasing Managers, which are the executives responsible for buying the raw materials and supplies that keep companies running.