After spending many years in the planning profession, I’ve found that advisors place superfluous importance on speaking intelligently and comprehensively.

Without detracting from the strong ethos you have spent years, or even decades, building, here are three ways you can build and maintain a strong culture in a remote or hybrid work environment.

Regardless of the facts, our perception is our reality. This is especially true when it comes to investing, where we often make decisions based on the perceived risk we believe exists, whether or not that degree of risk really exists.

U.S. executives with a business degree are more likely to oversee declining pay at the businesses they run, yet tend not to deliver an increase in profits or sales, according to a new paper circulated by the National Bureau of Economic Research.

Buyout activity is picking up pace in Europe, but a number of banks are taking a cautious approach to new risk, looking for higher pricing, more flex protection and in some instances fuller fees on junk-rated debt underwrites against a backdrop of heightened volatility, inflation and rising rates.

By the time premarket trading started Monday, Tesla shares were down less than 1%. None of the above developments were unmitigated disasters: Musk has feuded with U.S. safety officials before; Tesla plans to reopen its Shanghai factory after a few days; Karpathy tweeted he’s looking forward to a return; Musk said he has almost no symptoms.

Early in the pandemic, toilet paper shortages pushed weary Americans to the fringes. Out of necessity, millions tried rolls made from recycled paper or bamboo. And what they found surprised them. These alternatives were actually soft, far from the sandpaper-ish versions they grudgingly used at their office or in a public restroom. That revelation is shaking up what had been a stable — even boring — category that racked up about $10 billion at U.S. retailers last year.

Signs are emerging that the resilience of American consumers is rapidly waning, potentially undermining one of the few remaining pillars supporting the bull market in equities.

Federal Reserve officials, rattled by persistent inflation and criticism that they’re behind the curve, have pivoted toward an even more aggressive plan of interest-rate hikes than they signaled earlier this month to ensure price increases cool.

Macroeconomists have debated whether financial crises are predictable. New research shows that indeed they are – and are caused by the rapid expansions of credit accompanied by asset-price booms.

The world has spent a decade gorging on fuel from America’s shale basins, and oil prices are topping $100 a barrel. So it might seem an odd time to be contemplating the energy transition. But that's precisely the task facing the small towns across places like Texas, Wyoming and New Mexico: deciding when to move on from their bedrock industry, even when it’s in an upswing.

Some of the big-name startups expected to go public early this year have slowed their rush to market as stocks continue to whipsaw. Companies including Reddit Inc. and Cohesity Inc. each discussed listing shares as soon as the first quarter of 2022, people familiar with the matter have said. Though both have filed paperwork for an initial public offering, neither has taken the next steps toward making their market debuts.

The Bloomberg Global Aggregate Index, a benchmark for the bond market worldwide, has tumbled 11% from its peak in January 2021, equating to a drop of $2.6 trillion in the index’s market value.

Since market efficiency is the primary driver of the rise of passive investing and the demise of active management, the structure of wealth management investment offerings is at stake.

If you’re looking for a case-study in economic groupthink, try Googling the phrase “Fed behind the curve.” Informed opinion, it seems, has congealed behind a conventional wisdom that the U.S. Federal Reserve has been too slow to restrain accelerating inflation.

America is facing a retirement crisis. Most experts agree that a significant portion of the population will lack the resources to live comfortably after they stop working. This, in turn, will place an increasing burden on the country’s social safety net.

Bitcoin broke out of a narrow trading range and wiped away this year’s losses amid a broad rally for cryptocurrencies, sparking speculation that the biggest digital asset could advance past the $50,000 mark soon.

Economic theory says that “green” stocks – those of companies with a low carbon footprint – should underperform “brown” ones. But in recent years that has not been the case, and new research explains how cash flows to sustainable strategies have driven short-term outperformance.

Geopolitical upheaval and rapid inflation have driven volatility and, with that, questions from clients about whether to reposition portfolios defensively. In my wide-ranging conversation with Harold Evensky, he explained how he responds to fears that this time is different.

The passing of my beloved pet and “office dog” offers an important insight into how advisors can serve clients when they truly need help.

When prospects don’t return your calls, you feel betrayed ….because you gave them everything they needed to convince them to choose you. Is there a way to prevent being “ghosted” like this?

I’ll take an order of flat fees (otherwise known as retainers) with a side of financial planning. Customers are lining up out the door for this.

Filling out your March Madness bracket provides insight into how investors select assets, structure portfolios, and react during volatile market periods.

Russia’s invasion of Ukraine has underlined the continent’s dependence on imported gas, and challenged its planners and politicians to consider where, how, and how quickly they might limit that dependence. Comparisons to 1970s oil-driven energy crises abound. Demand for oil and natural gas is integral to contemporary society, but that does not mean that both present the same challenges.

Oil fluctuated as investors weighed threats to supplies from the month-old war in Ukraine, with President Joe Biden set to address the crisis on a key trip to Europe that may see more sanctions imposed on Russia.

The financial strictures imposed on Russia have put a spotlight on cryptocurrencies. Could the Russian government, or sanctioned officials, use digital assets to hide and move their wealth, undermining efforts to punish President Vladimir Putin’s regime for its bloody war in Ukraine?

Financial assets such as stocks and bonds are things that we want. Hard assets, taken to mean things along the lines of fossil fuels oil, agricultural products and other commodities, are things that we need. When the price of the things that we need go up and the price of things that we want go down, it creates economic misery.

Hanging tough against Vladimir Putin was never going to be cost free. Energy prices are soaring, firms are pulling out of Russia and those that stay are at risk of nationalization. There’s concern about global food supplies. Recession chatter has started, even as the world economy is still mopping up from the last one.

For decades, financial experts like myself have implored clients to have a health care power of attorney. Now, some health care experts say you don’t need one because they don’t work.

Advisors tell me they don’t have time to focus on what they need (and often want) to do.

Does being busy equate with being productive?

Advisors with administrative support earn twice those without it.

Here’s what to do and what to avoid when writing email subject lines.

The Securities and Exchange Commission proposed rules on Monday that would require publicly traded companies to disclose a variety of climate-related risks and metrics, including greenhouse gas emissions. The reason is plain: Investors want more information about how companies are dealing with climate change, and it’s the SEC’s job to get it for them.

Call them brazen, call them naïve, but stock investors are giving no sign of being daunted by the hottest inflation in decades or the accompanying surge in bond yields. Their boldness has sent analysts in search of ways to explain how the S&P 500 Index has managed to rally in five of the last six sessions, even as the Federal Reserve promises higher rates while war rages in Europe and Treasury rates see the biggest two-day jump in two years.

The pandemic pushed millions of older Americans out of the labor force. It should have spawned a surge in Social Security benefits applications — but it hasn’t. Perhaps because they aren’t retired.

In a Bloomberg Opinion column on Tuesday, the former chief executive officer of Pacific Investment Management Co. Mohamed El-Erian wrote how a recent swing toward tighter monetary policy after months of letting U.S. inflation accelerate to the highest since the 1980s has put the Fed in a terrible position.

Federal Reserve Chair Jerome Powell had his foghorn out on Tuesday blaring that there is nothing, repeat nothing, to stop policymakers from yanking interest rates up in half-point steps. His hawkishness prompted the yield curve to flatten to levels not seen since 2016, setting off alarm bells about a potential inversion - where shorter-dated levels rise above longer-term rates - signaling recession.

Whether choosing restaurant dinners delivered to their door or at-home meal kits, many Americans have prioritized convenience over cost for the past two years. Food delivery was a big beneficiary. Now accelerating inflation, combined with easing fears about eating in restaurants as Covid cases drop, threaten to deflate the delivery boom. I

ICYMI: In this roundup, we’re highlighting the five most popular pieces of content from the previous week.

In this video interview, Woody Brock explains why the supply and demand for capital have driven the secular decline in real interest rates. He also addresses the Ukrainian war from a game-theoretic perspective.

Here are five winning tactics to leverage immediately for more online introductions.

You can follow all the marketing best practices and still see your strategy fail. Rather than randomly implement new tactics, view your marketing as an arch that supports your business. Here are the specific areas of your arch to assess for weakness.

Here is how I overcame the problem of multi-tasking by creating rooms where team members can focus on critical tasks.

Warren Buffett is telegraphing his disdain for Wall Street bankers with an oddball price on his latest multibillion-dollar takeover. The $848.02 for every share that Alleghany Corp. stockholders get from Berkshire Hathaway Inc. is the result of Buffett balking at the banking fee being set aside by the target company -- in this case for Goldman Sachs Group Inc., which is advising the insurer.

Energy prices were rising even before Russia invaded Ukraine. Now, the war and resulting bans on Russian oil imports are sending crude skyrocketing, raising prices for everything from Uber rides to children’s toys.

The U.S. bond market reeled further on Tuesday, extending Monday’s declines after Federal Reserve Chair Jerome Powell’s aggressive rate hike comments drove yields on short-dated Treasuries to one of their biggest daily jumps of the past decade.

The S&P 500 Index is coming off its best week since November 2020, having posted four consecutive days of more than 1% gains for just the fifth time in history, according to LPL Financial. Historically, that has been encouraging for the stock market, as each time it’s happened the S&P has climbed more than 20% over the ensuing year, with an average return of 28%.

There are many ways to lose money in down markets, and buying fleeting rebounds is among the best. The Nasdaq Composite Index boomeranged 10% last week from its March 14 low, safety-trade gold posted its worst week since June 2021 and money poured into speculative exchange-traded funds including Cathie Wood’s ARK Innovation ETF.